12-11-2012 08:02 PM
Since I was discharged from bk7 I was thinking about gardening the Capital one Secured and the Orchard that just turned Cap one and waiting each and every inquiry is off my CR. Then go ahead and apply for a good card. Do you think I'd have a chance with Chase or Amex in about 24 months? With my Cap one Secured at 3k? and low balances?
Check out the CC forum. I have no idea. I do know that chase frowns on baddies, but they are easily recon-able.