Not getting traction in my fico score[ Edited ]
12-12-2012 03:12 PM - edited 12-12-2012 03:55 PM
FICO was 694 on 10/15 and, after 2 old inquries dropped off, is still at 694 on score watch. What gives?
Credit utilization on revolving has gone down from 6-7% to almost zero - $4 to be exact - (I am paying off my credit cards biweekly) and in the section that indicates what is impacted score, everything is very good except recent inquries, which went from "not good" to "good".
EDIT - NOTE THAT I HAVE MY SCOREWATCH SET TO 695 (MOVEMENT OF 1 POINT UPWARDS) AND HAVE RECEIVED NOTHING YET.
Is scorewatch not a real FICO score pull? Also wondering if the inquiries dropoff will take a couple of weeks to register (they just dropped off in the last 10 days); still disappointed I have not got any movement at all in 2 months despite apparently only moving things in the right direction.
Starting Score: Equifax FICO 694
Current Score: June 2, 2013: Equifax FICO 775, TransUnion 872, Experian 768; June 10 lender pulled Experian 702 darn it; September 18, 2013 Trans Union 800
Goal Score: Equifax FICO 750
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