Valued Member
Posts: 32
Registered: ‎10-19-2012
Re: Not getting traction in my fico score
[ Edited ]

Cool - thank you for the response.


I have exactly one negative in terms of payment history or collections - 6-yr old medical collection of $150.  Irritates me to no ends.


Plan to tackle the old collections with a GF letter and tackle 2 of 3 inquiries that are still on there by pointing out they are really inquiries into a business I am starting.  Getting above to 700 is fairly important for me over the next 6 months, if not over the 720 as the financing I am looking at for my new business will likely require me to cosign.

Starting Score: Equifax FICO 694
Current Score: June 15, 2014: Equifax FICO 825; June 2013 TransUnion 872, Experian 768
Goal Score: Equifax FICO 750

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