Mega Contributor
RobertEG
Posts: 18,215
Registered: ‎03-19-2007
Re: Cancelling Credit Card

+!

If you want an account removed from your AAoA calculation, you must get the credtior to delete it.  The consumer cant "cancel" an account from reporting and scoring.

 

Length of credit has two major components... oldest, and average age.

Deletion of a younger account wont affect age of oldest, but will effect AAoA.