Valued Contributor
GregB
Posts: 1,669
Registered: ‎05-24-2007
Re: Greater "High Balance" (see in TransUnion credit reports) = Higher FICO score?

It will have NO effect on your FICO score. That is one item that may be reviewed by anyone manually reviewing your report.

 

Some lenders report amount of minimum payment, actual payment amount, payment date. Some reports show this information, particularly Experian.