Posts: 3,360
Registered: ‎10-19-2012
Re: Greater "High Balance" (see in TransUnion credit reports) = Higher FICO score?

chasmith wrote:

The "High Balance" comes into play when a lender doesn't report a limit.  The scoring system may substitute your high balance when there's no limit reported on a CC.

The only case I know of is Visa Signature cards that don't get the limit reported.