Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
Re: Vantage Score?
Vantage is used by some lenders, so it isn't precisely the same as "educational" only scores like the Plus score. It's probably more accurate to say that FAKO just means not-FICO.

No scoring models correlate to any of the other scoring models. They are not meant to be predictors of each other. The various different models are competing models for predicting risk. They give different weight to different information in your report. So you should not expect them to give the same result. When they do, it is mostly coincidence.

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge