Posts: 108
Registered: ‎06-24-2012
How can I get to 700 score

Lastyear, I had a score of 570 now I am at 648 so I want to thank my fico family for educating me. I had no creditcards now I have 7 that I manage very well. My utilization is at 18% but I plan to lower it more in the next month.  My oldest card will be 1 year in March. How can I get to 700 score. I would likeyo get a good rate on a mortgage in 6 months because I am looking to buy a house.