Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
Re: How can I get to 700 score

If there are old issues that can be helped with goodwill letters, start there.


If it's just a matter of newness to credit, keeping utilization low and paying on time will do the trick. Also, don't apply for anything new because the hard pulls will drag down your score 5ish points each.

Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO

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