Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: FICO score dropped from 720 to 650 as a result of just 2 late AE payments……

With a similar profile and with a perfectly clean report (other than elevated util at the time), I lost about 70-75 on a brand new 30-day late. It reported as 30-days past due on the FICO report. The following month it updated after my creditor received a payment and it said "was 30 days past due" or something like that and about 30-35 or so points returned.