Super Contributor
Posts: 9,674
Registered: ‎01-28-2010
Re: FICO score dropped from 720 to 650 as a result of just 2 late AE payments……
[ Edited ]

64met wrote:


Lastly, can someone tell me how long it will take to have this American Express situation removed from my credit report and thus my score improve?  


Thank you!!

Assuming that your account is current now.....have you already asked AMEX to remove the late payments, and did they agree to do it ?    If your payment history with them has been good previously then I would hope that they'd cut you a break this time and remove the lates.


March2010 FICO® ~ 695 TU, 653 EQ, 697 EX