Re: FICO score dropped from 720 to 650 as a result of just 2 late AE payments……
01-02-2013 05:58 PM
+1 on the goodwill letter.
Apologize profusely and tell them how much you've enjoyed membership's privileges over the last 15 years.
Perfect credit is hit much harder by a late payment. I'm convinced the scoring model assumes it would take a catastrophe for someone (with perfect history) to break their streak.
Starting Score: 675
Current Score: EX 753 FICO, EQ 750 FICO
Goal Score: 776 FICO
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