Valued Contributor
JM-AM
Posts: 3,303
Registered: ‎06-09-2010
Re: Best use of cash to improve credit score for refinancing

Your score is not stopping you from refinancing.

 

Seems your DTI will have the most impact. Paying down the debt will lower your DTI.

 

Right now this is an assumption that you would be over DTI. If you move yourself over to the mortgage board and gave some additional information, others will offer opinions on what you need to refinance.

Good Luck
May all your dreams and wishes become a reality!