Frequent Contributor
Posts: 311
Registered: ‎04-21-2012
Re: New credit ding?

FWIW, I applied for 2 cards last July 30 and added some additional debt as well as lowered by utilization %.  My Equifax score went from 800 to 761.  It was only last week that my score started to come back up and even then it was 1 measly point.  :smileyhappy:  I expect it will take most of the year to bounce back.

Starting Score: 676 Feb 2008; Current Score: 775 EQ, July 2014; Goal Score: 785 by end of year
Oldest Account reported by EQ: 12.0 years; EQ AAoA: 5.2 years; EQ Credit Utilization: 3.5%