Valued Member
tacoblade
Posts: 26
Registered: ‎01-08-2013
Re: Does FICO factor "Current Status" on closed accounts?
[ Edited ]

Ok, got it. So FICO does not factor "Current Status" when scoring, only account history. I'm betting FICO does not discount late marks reported after the date a given account was closed (wrong as it may be), and that my credit score is getting screwed sideways due to the servicer's reporting error.

 

Thanks to you both for weighing in on my situation.