Re: Vantage Score?
01-08-2013 04:09 PM
Sorry, but my Citi Credit Monitor scores are nearly identical to MyFico scores. For example my CCM EQ=761 and MyFico = 762 . The TU is different by a total of 3 points, and have been for months. I've been using Citi Monitor for a long time and I find their service quite good for my purposes. Credit Karma is actually different by 2 points as compared to MYfico =772 , now that is suprising, but again, I find their sevice acceptable too. I pay my bills on time, don't mess with my credit (too much) and my scores stay pretty constant. I do expect them to go up over the course of 12 months as some debt is eliminated.
Citi Credit Monitor: Good service for $8.95 p/m.
Credit Karma: Good service for free.
One note though: I tried that Quizzle site for the heck of it and got a score of 702. Way off.
That's interesting. I have the Citi credit(ID) monitor as well and their "scores" have always tracked very closely to EQ FICO within about 5 points or so even with baddies. Right now they are identical.
I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.
WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k