do you have any credit right now? 

if your only looking for an installment loan, your best bet would be to find a cd secured loan. 

which usually you take 1k of your money to secure 1k they give you. 

Depending on the interest rate it should be about 20-25 dollars that it would cost you too build that credit for the year. 

find a bank that reports to all 3 credit bureaus.

and since it would be in good standing after its paid off and closed it will report for the next 10 years after that 

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals: Freedom Signature Costco:True Earnings

Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000