01-10-2013 05:06 AM
do you have any credit right now?
if your only looking for an installment loan, your best bet would be to find a cd secured loan.
which usually you take 1k of your money to secure 1k they give you.
Depending on the interest rate it should be about 20-25 dollars that it would cost you too build that credit for the year.
find a bank that reports to all 3 credit bureaus.
and since it would be in good standing after its paid off and closed it will report for the next 10 years after that
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