Valued Contributor
Posts: 3,302
Registered: ‎06-09-2010
Re: Ouch! How long until you recover from a rebucket

Im unsure if you were rebucketed.


Mortgage hit your credit reports take a ding


INQ for mortgage take a ding


Numerous applications (INQ's) for CC's take a ding


Get CC's take a ding


INQ for auto loan take a ding


Get auto loan take a ding


So with that scenario losing 40 points really isnt a bad deal.


Your scores will rebound as time goes on. I would think since your gardening your scores should be back up to where they were before all the applications and new accounts by years end, and possibly increase. Just make sure you make your payments on time.

Good Luck
May all your dreams and wishes become a reality!