Re: Ouch! How long until you recover from a rebucket
01-11-2013 05:11 PM
Im unsure if you were rebucketed.
Mortgage hit your credit reports take a ding
INQ for mortgage take a ding
Numerous applications (INQ's) for CC's take a ding
Get CC's take a ding
INQ for auto loan take a ding
Get auto loan take a ding
So with that scenario losing 40 points really isnt a bad deal.
Your scores will rebound as time goes on. I would think since your gardening your scores should be back up to where they were before all the applications and new accounts by years end, and possibly increase. Just make sure you make your payments on time.
May all your dreams and wishes become a reality!