Valued Contributor
JM-AM
Posts: 3,303
Registered: ‎06-09-2010
Re: Ouch! How long until you recover from a rebucket

Im unsure if you were rebucketed.

 

Mortgage hit your credit reports take a ding

 

INQ for mortgage take a ding

 

Numerous applications (INQ's) for CC's take a ding

 

Get CC's take a ding

 

INQ for auto loan take a ding

 

Get auto loan take a ding

 

So with that scenario losing 40 points really isnt a bad deal.

 

Your scores will rebound as time goes on. I would think since your gardening your scores should be back up to where they were before all the applications and new accounts by years end, and possibly increase. Just make sure you make your payments on time.

Good Luck
May all your dreams and wishes become a reality!