Established Contributor
cashnocredit
Posts: 1,030
Registered: ‎07-18-2009
Major drop - FICO now lower than 2 years ago when I had a PR on a clean, low util report
[ Edited ]

Sudden EQ FICO drop from 757 to 703

 

4CCs, one is a Charge card. Report clean. Util is 3%. No Lates, CAs, PRs or Inqs AAoA 2y, oldest 4y, newest just over 1 year.

 

Possibly rebucketting. OTOH this is lower than the score I had 2 years ago when there was still a PR reporting and I only had 2 cards. Something is messed up.

 

Anyone else see unexplained drastic drops this year.

 

 

 

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k