Moderator Emeritus
Posts: 10,932
Registered: ‎12-30-2011
Re: Major drop - FICO now lower than 2 years ago when I had a PR on a clean, low util report
Hmm not sure, but as a swag there are buckets in FICO and having a tradeline less than a year old may put you in one, and all accounts >1 yr puts you in another albeit a higher scoring one. Wild swag even.

That is a substantial drop, did anything else on the report change in the last three months?
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 693, EQ 8 685, TU 705, EX 709 (02/27/15)
Goal Score: 700 on EQ 04 (01/01/16)

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