Moderator Emeritus
Posts: 14,711
Registered: ‎12-30-2011
Re: Major drop - FICO now lower than 2 years ago when I had a PR on a clean, low util report
Hmm not sure, but as a swag there are buckets in FICO and having a tradeline less than a year old may put you in one, and all accounts >1 yr puts you in another albeit a higher scoring one. Wild swag even.

That is a substantial drop, did anything else on the report change in the last three months?
Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 693, EQ 8 714, TU 8 710, EX 8 724 (05/27/16)
Goal Score: 700 on EQ 04 (01/01/17)


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