Re: improving Credit score
01-19-2013 10:24 PM
Can anyone add to this currently 3cc @ 27% and other @37% only one negative item from 2003 states closed 0 balance.
Maybe a stupid question but isn't this too old to still be reporting?
Depends on the negative, tax liens or renewed judgements for example but yes most are there for 7-7.5 years give or take. If the negative is one of those which is supposed to come off after the usual period, disputing as obsolete is recommended.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 670, Wally TU 700, EX 718 (11/29/13, EX 07/11/13)
Goal Score: 680 in all three (01/01/14)
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