Re: improving Credit score
01-19-2013 10:24 PM
Can anyone add to this currently 3cc @ 27% and other @37% only one negative item from 2003 states closed 0 balance.
Maybe a stupid question but isn't this too old to still be reporting?
Depends on the negative, tax liens or renewed judgements for example but yes most are there for 7-7.5 years give or take. If the negative is one of those which is supposed to come off after the usual period, disputing as obsolete is recommended.
Current Score: EQ 04 683, EQ 8 690, TU 710, EX 715 (01/01/15)
Goal Score: 700 on EQ 04 (01/01/16)
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