Established Contributor
zerobacan
Posts: 726
Registered: ‎01-13-2013
Re: CreditXpert from Wells Fargo VS FICO what are the difference?

JM-AM wrote:

I am confused what you are asking now.

 

Credit Expert purchased through Wells Fargo is a FAKO score.

 

Since Im in the mortgage industry I see many people come in and argue their scores according to the FAKO scores they pull. Its always the argument that they got them from Bank so and so. Now there are some Banks and Credit Unions that do offer FICO scores and the score will say FICO score.

 

There is a sticky in this forum, that gives you plenty of usefull information on CMS (credit monitoring services), the cost at the time of posting, what type of scores they give you, how many times you can obtain your scores, etc etc...


I see that post but I did not see a reference to the wells fargo one.

 

Thanks

 

I ll stay with myFICO, Thanks! :smileyhappy:

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.