Valued Contributor
Posts: 1,979
Registered: ‎04-07-2009
Re: what range of % Credit limit should i stay under

The ocde that you referred to is stating that your high credit use is impacting your score.  You want to keep your  total balance(s)  under 10% of your total credit limits. The higher the credit util the greater impact on the score.

Equifax My FICO score 815 5/28/2012, 818 on 7/28/2014 . Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805. 2/26/2014 Discover TU FICO 813 App free since 9/2011