My immediate thought is that something DID change.

Did you have a balance on one of your cards last time you pulled your score?

If you did, and you've since paid the debt to ZERO, that will actually LOWER your FICO score...

Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine.



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.