Re: Score just dropped nearly 70 points for NO reason...h
01-26-2013 12:41 PM
I just logged in and saw that my FICO went from 683 to 615 overnight for no reason. I got no alerts...the only thing it said was, "Recently missed payment or date of last payment unknown" as a reason it MAY have dropped. I have no collections, no late payments on anything in over 12 months. What has caused such a significant drop in scoring? I recently applied for a refinance, but would two hard inquiries drop my score like that?
Sounds to me that you may have a current missed payment. Maybe something you overlooked and thought you paid.
While it isnt clearly stated that may be the reason, the best advice I can offer is to pull your credit reports and compare them to an older report and see what has changed.
May all your dreams and wishes become a reality!