New Member
Posts: 2
Registered: ‎01-27-2013
Re: Credit utility scores.

Yes I believe you have nailed the credit score program he was referring to.. It still does not make sense that my  score constitutes a credit risk as I have no payment problems,income problems,utility billing or payment problems, debt level problems nor any other factors that would tend to raise risk levels. 

I am guessing now that this program is including some other demographics or Equifax has some incorrect data input in my calculation.

At least now I know where the problem lies. Equifax is sending me a report on this refusal with a number to contact to correct the data if least that is what I've been told. Thank you much for your reply.