Re: my trans union credit report and score
01-30-2013 07:37 PM
I just checked my credit score with myfico.com for the free check. It is 805. I am thinking of refinancing my mortgage. This would drop my rate by 1.5%. If I go to multiple mortgage companies for rates, will their inquiries hurt my credit score? Not sure what I should do?
Great score! I'd refi. There's no benefit of having a higher score other than aiming towards 850.