Frequent Contributor
Posts: 360
Registered: ‎02-20-2008
2% or 9%
[ Edited ]

I hate to beat a dead horse since i know this comes up once a week but i'm looking for fresh opinions on my situation.  Smiley Happy


Just one CC and i'm looking ot maximize my score.  I'm in a derog bucket (PR).  Last cycle I was at 85% utilization.  Right now I'm at 2% but I'm thinking of charging up to 9% before I cycle next week.




no past dues or any other negatives last 2 or 3 years.  Just looking ot maximize score potential off CC utilization.