Re: How to look the best for mortgage approval by April?
02-04-2013 06:07 AM
I don't think getting your util down to 25-30% will make a big difference to your score. It will be some, but probably not enough to make a big % change to your loan rate. With only 5% down I suspect you will gain more benefit from increasing this amount.
Starting Score: 2012-10-06 EX: SSN has not been allocated! (funny I pay my taxes)
Current Score: 2013-10 Average 718
Goal Score: 760+