Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
Re: Couldn't get a real FICO score yet

There are minimum scoring requirements for a FICO, and each have to be met before a FICO report can be ordered:

· At least one account that has been open for six months or more
· At least one undisputed account that has been reported to the credit bureau with in the past six months
· No indication of deceased on the credit report (Please note: if you share an account with another person this may affect you if the other account holder is reported deceased).