Re: ScoreWatch report - 23 yr old account = Short History?[ Edited ]
02-25-2013 08:42 PM - edited 02-25-2013 08:51 PM
Is this at the bottom of her list? ETA...or is it the only negative item?
Thank you for moving to the appropriate place. This was #2 of 3.
Dad opened a BoA MC in 2004 with Mom an AU. He passed 11/2008 and in the midst dealing with that, a final payment of $30 to bring balance to 0 was somehow overlooked. BoA closed the card and CO 5-2009. A call to them today resulted in them aggreeing to delete the TL. The following pertain to this singular event.
You have a serious delinquency (60 days past due or greater) or a derogatory description on your credit report.
You recently missed a payment or had a derogatory indicator reported on your credit report.
The rest of the report is spotless.
Sears Citi $3.6k - GE/Care Credit $1.5k - Amex BCE AU $13.1k