Re: ScoreWatch report - 23 yr old account = Short History?
02-26-2013 05:01 AM
A lot of times when someone has a good credit score the reasons listed don't make much sense. Especially the 3rd and 4th in the list. Many people report that they make little sense. If you read more posts on this forum you will find in several places people are advised to focus on the one or two reasons listed and to focus on those. I suspect as others have indicated that your mom's credit report is "thin". It is certainly ias ronic that they are sighting a short account history olbviously 23 years is a very long time. I would read between the lines on that one and like someone else said use it as an indicator that there are maybe too few tradelines on the account and thus either disregard it entirely or add a credit card or two. That certainly won't help your AAoA but it will make the report less thin as well as increase the overall credit limit and reduce credit util% when/if your Mom carries a balance on any credit cards. Good luck.