Regular Contributor
Posts: 169
Registered: ‎10-11-2007
Re: 8k used car loan, VERY high interest rate, really low debt to income ratio, VERY low score

The lender is sleazy.  By paying them an extra $750 fee, you're effectively paying them a bonus as a reward for their being sleazy.  Do your civic duty and help put them out of business by refusing to do business with them, even if it means you have to drive a clunker for a few months.