Incredible score increase in Score Watch alert today, with strange reasons given:
03-02-2013 02:45 PM
My Eq score was 727 till today. Today (Saturday) I got a Score Watch alert email, which, among other things, said the following:
Your FICO score has exceeded your target score of 727
Your FICO score has gone up to 813 on March 2, 2013.
Your FICO score may have gone up because the following 3 factors are not hurting your FICO score as much as before:
You have a serious delinquency (60 days past due or greater) or a derogatory description on your credit report.
You have a short credit history.
You've recently been looking for credit.
Of course I'm happy about it, but also mystified, because it seems strange that those three reasons could cause such a big jump in score. And it says I have a serious delinquency, but my score is 813? How is it possible to have 813 with a serious delinquency?