Valued Contributor
JM-AM
Posts: 3,302
Registered: ‎06-09-2010
Re: Incredible score increase in Score Watch alert today, with strange reasons given:

lol...

 

Truthfully anything over a 760 is pretty much treated the same as far as credit is concerned.

 

Problem is most of us are obsessed with our scores and always looking for how to reach that 850. I have never had a 850 credit score, and I do not know anyone who has, nor have I ever seen one on any mortgage loan credit pull I have done. I honestly doubt it is even possible to have a perfect score.

 

Highest score I ever reached in my lifetime was 827, and now my scores hoover between 790-810 and fluctuate monthly between those numbers. Nothing really changes on my reports, so its always a guessing game why every month they fluctuate.

Good Luck
May all your dreams and wishes become a reality!