Established Contributor
Posts: 955
Registered: ‎02-02-2013
Re: Myfico credit monitoring
[ Edited ]

Right now I am running with:


EQ daily unlimited scores and report access


MyFICO Score Watch for EQ

MyFICO Quarterly Monitor for TU


Freecreditreport for Daily Experian report access


and I check Credit Karma reports for accuracy as well.


So far three cards have reported on both EQ and EX and two have reported on TU in the past few days and MyFICO has not alerted me to them at all. 

I have gotten two alerts from MyFICO but none with the lastest changes to either EQ or TU reports and those were significant balance changes which definitely would have changed my score. 


I did call MyFICO and made a couple adjustments to their default settings so we will see if that helps.


Once the last of my cards reports its balance, I am dropping and Eq just before its monthly renewal hits.  I plan on keeping MyFICO only as its really the only relatively accurate score available short of getting a lender pull.  I just need it to report accurately is all.

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000