Established Contributor
Posts: 619
Registered: ‎08-13-2011
Re: Starting to question Myfico

You had a collection account that was 6.5 years old, paid that was taken off, so you AAOA probably went down to 5 months. Thus dropping your score. Sometimes its best to leave paid accounts alone if they are older than the rest of your accounts. Nice to get a negative off your report, but when older accounts disappear, then the AAOA also goes down.   Anyone else feel free to speak up?

Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 01/26/15 TU 732 Equifax693 Experian681
Equivalent lender pull 710
Goal Score: 700 across the board

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