Re: Where does it show your Fico score?
03-04-2013 07:32 AM
The score you're seeing is a FICO score that happens to come from the credit reporting agency Equifax.
There are several different types of FICO scores. Each agency uses a slightly different model (and for TransUnion, for instance, there are actually three possible different FICO models!).
Fortunately, of all the FICO scores you're likely to be able to access, the Equifax "Beacon" score from Score Watch is probably the one that comes closest to the Equifax score a banker might pull.
Just realize that if a banker pulls from three credit reporting agencies, you'll see three different score numbers -- all likely to be FICO, but each one tailored slightly differently to fit a particular agency.
Confusing? Yes. But everything about credit scoring is confusing.
In the garden since 11/29/13