Re: Can I really garden my way to 800+?
03-04-2013 06:51 AM
This should probably be in the score forum instead of here, but: I suppose it may be possible to hit the 800s with only revolving credit on your report. Especially if you have a relatively low AAoA now, the gains from a year or two of doing nothing could be significant. But a percentage of your score (very small, in some cases) is based on "mix of credit" and you won't be able to maximize these points with just credit cards. You may stall out below 800.