Valued Contributor
Posts: 1,897
Registered: ‎01-23-2013
Re: Can I really garden my way to 800+?

Oh, I'm sorry about putting this in the wrong place. Would a mod like to move it?


I definitely understand that temptation to app (something I never experienced before I came here). But the goal of 800+ is a good motivator,


I also understand that I don't have the optimum credit mix. So be it. I'm mostly curious about how basically doing nothing, once a person is at this level, can grow a score.