Valued Contributor
Posts: 1,563
Registered: ‎08-30-2011
Re: Can I really garden my way to 800+?
[ Edited ]

I (unknowingly) broke through the 800 barrier last month, (the month ironically that I entered the Garden!) and it was due to getting more updated scores from TU and EQ.  Got the TU04 score that's higher than the TU98 score here, and got a EQ Beacon 9.0 rather than the 5.0 here, both recently. Both of the older versions had me in the upper 700's, pushing 800  with TU98.   I have a mix of credit cards (in signature) as well as loans and a mortgage.  You may be closer than you know!  If you can get the newer versions of TU and EQ, you may be in the 800s.

EX = 828 EQ = 846 TU = 833 as of 02/2016
Retired and Retiring Cards!