Valued Contributor
Posts: 1,467
Registered: ‎08-30-2011
Re: Can I really garden my way to 800+?
[ Edited ]

I (unknowingly) broke through the 800 barrier last month, (the month ironically that I entered the Garden!) and it was due to getting more updated scores from TU and EQ.  Got the TU04 score that's higher than the TU98 score here, and got a EQ Beacon 9.0 rather than the 5.0 here, both recently. Both of the older versions had me in the upper 700's, pushing 800  with TU98.   I have a mix of credit cards (in signature) as well as loans and a mortgage.  You may be closer than you know!  If you can get the newer versions of TU and EQ, you may be in the 800s.

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 822 TU = 830 - 01/2015