03-04-2013 11:57 AM
Please forgive this question as being dumb. I joined the site a couple of weeks ago, and I am just confused about FICO scores. Isn't hat what the big three provide? I have been subscribing to the experian credit monitoring, but I am told that it is FACO not FICO. If that's fake, then what is the true FICO score? Does it exist outside of the three agencies? I.e.., is there an independent FICO score?
Any help would be much appreciated.
Starting Score: 640
Current Score: 673
Goal Score: 720
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