Re: Question on Scoring for IIB vs. CO/paid[ Edited ]
03-04-2013 08:00 PM - edited 03-04-2013 08:01 PM
Thank you. All these accounts (5) are HSBC. I have read this is an ongoing HSBC problem. Why only on TU, I don't know. I have not read about anyone actually getting this corrected or how.
The accounts were originally listed as CO. I disputed all my accounts on TU that were discharged. All were updated and marked IIB, except the HSBC's, which were updated to 'Paid - was a chargeoff' and under remarks 'sold or purchased by another lender.' No mention of IIB. The online version also shows a note about the update being FCRA compliant. This is not on the direct-from-TU report.
I do have all my paperwork.