Established Contributor
Simply827
Posts: 712
Registered: ‎10-15-2012
Re: 40pt drop in score with credit card purchase

It sounds like you didn't pay your Macy's bill before the statement came out. Therefore the account reported with a high balance and you lost points for utilization.


Starting Score: 515
Current Score: EQ 682 EX 670 TU 703
Goal Score: 700+

PSECU $10000 | Discover IT $9250 | DCU $5000 | Citi DC $4600 | Amex BCP $4100 | Chase Freedom $4000 | Barclay Ring $3500 | PayPal Extras MC $3000 | US Airways $2000 | Cap 1 Platinum $1700 | Cap 1 QS One $1500 | Union Plus $1000 | Target $200