Valued Member
Posts: 34
Registered: ‎02-17-2013
What should I do?
[ Edited ]

I had my secured credit card with a $300 limit in the 80% utilization rate for a few months now. And since coming to the forums I've realized that I have to pay off this card ASAP to get my utilization lowered, but now my dilemma is should I pay off my balance now or pay it down to around $10 balance and pay it off the next?