Established Contributor
ktl72455
Posts: 835
Registered: ‎12-09-2012
Re: How To Determine AAoA?

I know this is a old thread but I used the spreadsheet and I wanted to say it is exactly what I was looking for!!!  CK says my AAoA is 2yrs 2mo and yet my Fico says 6yrs and now with the spreadsheet I can actually follow and confirm its 6 yrs!!  Yeah!!

 

if I drop the 2 AU accounts until I can get the balances down:

With AU them both: AAoA 6 yrs 3mo

With out AU: 5yrs 9 mo

 

So I am assuming I am doing more damage to my score by keeping on as AU. Please correct me if my thinking is mis-guided! 

 

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
6/8/14 TU08 666 | EQ08 656 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1000~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 5K
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16)