Re: How To Determine AAoA?
04-09-2013 07:09 PM
I know this is a old thread but I used the spreadsheet and I wanted to say it is exactly what I was looking for!!! CK says my AAoA is 2yrs 2mo and yet my Fico says 6yrs and now with the spreadsheet I can actually follow and confirm its 6 yrs!! Yeah!!
if I drop the 2 AU accounts until I can get the balances down:
With AU them both: AAoA 6 yrs 3mo
With out AU: 5yrs 9 mo
So I am assuming I am doing more damage to my score by keeping on as AU. Please correct me if my thinking is mis-guided!
1/15/14 TU 665 | EQ 648 | EX 655 ~Myfico scores
6/8/14 TU08 666 | EQ08 656 |EX08 655 } EQ04
My Wallet: Cap1 3,500K ~FH 950 Credit One 1000~Orchard Bank 2000~ Matrix 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 5K
Last Negs to fall off: 2-Cap1 CO's PD (fall off 1/17)~Forclosure (fall off 1/16)