Valued Contributor
Posts: 1,072
Registered: ‎02-06-2013
Re: Old charge off

   It is probably because your fako score is being effected negatively because you have one less account. CreditKarma scoring models want you to have 21 tradelines for an optimal account with is very different that the fico models. It takes up enough time and effort trying to figure out the fico model. Don't waste time and energy trying to figure out the CK fako model. It is almost completely irrelevant to your fico score.

390/14001100/13001500/15001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632.. If youlike this could you please give me a kudo by clicking that blue button over to the left? Thanks.Link to my Rebuild Log