Valued Contributor
Posts: 1,084
Registered: ‎02-06-2013
Re: Walmart score drop......**bleep**

Rebucketing or the FICO concept of scorecards refers to the FICO scoring system grouping people into different categories and then the model switching from category to category. If you switch which scorecard is being used to evaluate your report then the scoring model can change and you can lose or gain points in somewhat unpredictable ways....


Here is an article...

259/21001600/16002400/25002000/2000,2013 Scores (Initially none cause I had no credit at all then TU:519 Recent scores:FICO EX 632,EQ 635,TU 659....Link to my Rebuild Log