Accuracy of MyFico Scores?[ Edited ]
04-12-2013 09:41 AM - edited 04-12-2013 09:42 AM
This has been a great resource to use. I was wondering if anyone knew how accurate the scores on this site are. I have a 698 for TransUnion and Equifax. If I apply for a refinancing, they have told me that I need to get to 700. I think I can do that in a month or so by paying down another credit card fairly significantly. However, I don't want the bank to pull my scores until I am pretty sure that they are at 700. How confident can I be a 700 on this site will equal a 700 on something pulled by a lender? I have 710, 716. 724, and 742 on other sites, but I know those are FAKOs and I really don't have any faith in them (although they are fun to look at and review).
Thanks in advance.