Regular Contributor
Posts: 246
Registered: ‎02-22-2012
Experian Scores...

I have gotten a letter from Bank of America saying that my Experien score was around 664 when they pulled it and Chase also gave me a letter saying that it was close to that when they pulled it for our last auto loan. All of the Experien scores I get from credit monitoring sights though show it being down around 680. With my TU and EQ scores my FICO number is quite a bit lower than the FAKO scores that the credit monitoring sights use. Usually around 80-100 points lower. Knowing this it makes me wonder what is going on with the Experien score and if the scores that I am getting from Chase and BofA are really the FICO scores or just the same FAKO crap.

Current Score: FICO EQ665-TU680-EX698
Wallet: Cap One Rew. $3500, Cap One Plat. $2500, Barclay $2600, Old Navy Visa $2500, HSBC $2500, Credit One $2500, BoA $3000, Chase Freedom $3000, Slate $3000, Wal-Mart Discover $2500-STORE CARDS: Amazon $3500, Lowes $2000, Kay's $7600